tag:blogger.com,1999:blog-13207253244487802202023-11-15T05:38:28.555-08:00No Credit Car Loans – Guaranteed Approval for Auto Buyers with 0 Credit History and No Down PaymentNo Credit Car Loans are the once-in-a-lifetime opportunity of building credit score with lowest interest rates. Zero down payment, no co-signer – NO PROBLEM! Turn car financing anxiety into pleasure by applying on the secure website.nocreditcarloanshttp://www.blogger.com/profile/15448251495865686363noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-1320725324448780220.post-28598485605807078132014-10-27T21:43:00.003-07:002014-10-27T21:43:43.339-07:00No Co-Signer Auto Loan for Credit Borrowers without a Co-Signer<p align="justify"><font size="2" face="Verdana"><b>The Need of a Co-Signer </b></font></p>
<p align="justify"><font size="2" face="Verdana">A co-signer is responsible for making regular payments if the credit borrower misses them. Co-signer provides lenders with additional security and so, most lenders make it compulsory for car buyers with:</font></p>
<p align="justify"><font size="2" face="Verdana">>> Bad Credit History</font></p>
<p align="justify"><font size="2" face="Verdana">>> No Credit Score</font></p>
<p align="justify"><font size="2" face="Verdana">>> Young Car Buyers</font></p>
<p align="justify"><font size="2" face="Verdana">>> First-Time Car Buyers</font></p>
<p align="justify"><font size="2" face="Verdana">>> College Students</font></p>
<p align="justify"><font size="2" face="Verdana">Even though lenders insist on bringing a co-signer, you may find it difficult to search someone and convince him/her to become your co-signer. In such situations, you must consider <b><a href="http://www.rapidcarloans.net/no_cosigner_car_loan.html">no co-signer car loans</a></b>.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>Decoding No Co-Signer Auto Loan</b></font></p>
<p align="justify"><font size="2" face="Verdana">As the name suggests, no co-signer auto loan is a finance option available for those car buyers who:</font></p>
<p align="justify"><font size="2" face="Verdana">>> Are unable to find a co-signer</font></p>
<p align="justify"><font size="2" face="Verdana">>> Do not want to find a co-signer</font></p>
<p align="justify"><font size="2" face="Verdana">No co-signer auto loan is ideal for car buyers because it eliminates the need of finding individuals with good credit score and convincing them to co-sign the loan contract. The loan is not one of the traditional financing programs, but rather a modern one. It was introduced by the online lending companies along with other options like no down payment auto financing and special sub-prime finance.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>Is No Co-Signer Auto Loan costly?</b></font></p>
<p align="justify"><font size="2" face="Verdana">The loan program is available at slightly higher cost. Usually, the loan rate is one to two percent higher than the normal car loan rate because lenders assume greater risk by discarding the need of a co-signer.</font></p></font></p>
<p align="justify"><font size="2" face="Verdana">How to obtain No Co-Signer Auto Loan at Affordable Rates?</font></p>
<p align="justify"><font size="2" face="Verdana">If you find the interest rates expensive, there is one important tip for reducing them and making your loan affordable. By reducing your car loan amount, you will be able to reduce the lender’s risk. If the risk is reduced, he/she will have no problem in providing lower interest rates. You can reduce the loan amount by:</font></p>
<p align="justify"><font size="2" face="Verdana">>> Increasing down payment amount</font></p>
<p align="justify"><font size="2" face="Verdana">>> Buying a used car or by choosing a new car of lesser value</font></p>
<p align="justify"><font size="2" face="Verdana"><b>What are the Requirements for getting the Loan Program?</b></font></p>
<p align="justify"><font size="2" face="Verdana">There are no special requirements for getting no co-signer auto loans. But, you have to fulfil the following general loan approval criteria:</font></p>
<p align="justify"><font size="2" face="Verdana">>> Credit borrower must be at least 18 years of age</font></p>
<p align="justify"><font size="2" face="Verdana">>> He/she must be employed.</font></p>
<p align="justify"><font size="2" face="Verdana">>> He/she must earn at least $1500 as gross monthly income</font></p>
<p align="justify"><font size="2" face="Verdana">>> He/she must not have huge consumer debt</font></p>
<p align="justify"><font size="2" face="Verdana">>> He/she must not be in open bankruptcy</font></p>
<p align="justify"><font size="2" face="Verdana">>> He/she must not have repossession in the recent past</font></p>
<p align="justify"><font size="2" face="Verdana">So, don't worry if you cannot manage to find someone to co-sign your loan contract. You can obtain affordable no co-signer auto loans with these simple approval criteria.</font></p>
<p align="justify"><font size="2" face="Verdana">Rapid Car Loans is the perfect financing partner for every car buyer. The online auto financing company will help you in obtaining <b><a href="http://pg.webring.com/cgi-bin/members/blog.cgi?userid=9980432981352">instant no co-signer car loans</a></b>. You can even submit a loan application for getting <b><a href="http://pg.webring.com/cgi-bin/members/blog.cgi?userid=9990409654322">no credit car financing without co-signer</a></b>. Apply now.</font></p>
nocreditcarloanshttp://www.blogger.com/profile/15448251495865686363noreply@blogger.com0tag:blogger.com,1999:blog-1320725324448780220.post-69191183501891383102014-10-26T20:02:00.000-07:002014-11-02T20:05:02.114-08:00No Credit Car Buyers! Be Loan-Ready with this Auto Loan Guide<p align="justify"><font size="2" face="Verdana">People with no credit history are often envious of car buyers with good credit ratings. Even though banks and traditional lenders have a strict lending policy for buyers with no credit score, you can obtain no credit auto finance for buying a new car. Auto loans are not impossible for a person without established credit history. Remember that most loan rejections occur because the credit borrower doesn’t have the right knowledge and doesn’t apply at the right place. So, before you apply for a loan, let’s get you ready for the loan program.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>Haste is Waste</b></font></p>
<p align="justify"><font size="2" face="Verdana">Car financing is a lengthy process, and there is no quick fix solution to it. To become successful in getting <b><a href="http://www.rapidcarloans.net/no_credit_car_loans.html">no credit car loan approval</a></b>, you must approach it like you approach a test. Just like a test needs preparation and hours of study, auto loans also require some planning. You need to learn the requirements of the lender and increase your approval chances.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Create a Car Budget</u> - Without a proper budget for a car and car loan, you will end up choosing a high-priced car. When you buy an unaffordable car, you will increase your chances of ruining the credit score. So, list down all your income and expenses and ascertain a monthly payment amount that is comfortable for you.</font></p>
<p align="justify"><font size="2" face="Verdana">Complete the Paperwork - Lenders will require the following documents:</font></p>
<p align="justify"><font size="2" face="Verdana">1. SSN</font></p>
<p align="justify"><font size="2" face="Verdana">2. Financial Documents like pay-stubs, receipts of utility bills, etc.</font></p>
<p align="justify"><font size="2" face="Verdana">3. Bank Statements</font></p>
<p align="justify"><font size="2" face="Verdana">4. College Acceptance Letter, if you are a College Student</font></p>
<p align="justify"><font size="2" face="Verdana">5. Employment Verification Letter, even if you are part-time employee</font></p>
<p align="justify"><font size="2" face="Verdana">Down Payment and Co-Signer - Lenders’ risk increases when they provide auto financing to an individual without any credit history. It is because they cannot ascertain your borrowing history. So, they require down payment or co-signer. Lenders may even require you to provide both the things if you have:</font></p>
<p align="justify"><font size="2" face="Verdana">1. Very low income</font></p>
<p align="justify"><font size="2" face="Verdana">2. Recently joined work</font></p>
<p align="justify"><font size="2" face="Verdana">3. Chosen a very expensive car</font></p>
<p align="justify"><font size="2" face="Verdana">Once you are ready with all the paperwork and down payment, you have to make the following choices:</font></p>
<p align="justify"><font size="2" face="Verdana"><b>A. Used Car vs. New Car</b></font></p>
<p align="justify"><font size="2" face="Verdana">Today, buying a new car with0ut any established credit history is possible. But, there are chances of receiving slightly higher interest rates. If you earn a stable income of more than $1800 per month (gross monthly income) and can manage higher payments, you can buy a brand new car.</font></p>
<p align="justify"><font size="2" face="Verdana">But, if you want to opt for an affordable option, it is always advisable to buy a reliable used car. Once you complete your education and start your job, you can buy a new car. By then, you would have established a good credit history which will be an added advantage.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>B. Dealer vs. Private Party</b></font></p>
<p align="justify"><font size="2" face="Verdana">If you want to buy a used car, you have two options. Either you can buy it from a dealership or purchase a vehicle from your friend, colleague or neighbor. It will be considered as private party car purchase. Dealership will provide you with the benefit of warranty and reliability whereas private party purchase will ensure a lower price. Lenders offer no credit auto loans for both the types of car purchases and choose any one.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>C. Online Lenders vs. Dealership Finance</b></font></p>
<p align="justify"><font size="2" face="Verdana">When you are done thinking about the car, you have few options to consider for your loan. You can either apply with an online lender or choose dealership financing. Both the options are convenient for a no credit buyer because each provides approval with fewer restrictions.</font></p>
<p align="justify"><font size="2" face="Verdana">Once you decide on the above-mentioned factors, you will be ready for no credit auto loans.</font></p>
<p align="justify"><font size="2" face="Verdana">Rapid Car Loans is a leader of the auto financing market. It has helped several young car buyers in obtaining <b><a href="http://pg.webring.com/cgi-bin/members/blog.cgi?userid=9990409654322">auto loans with no credit</a></b> history. Contact the company for obtaining <b><a href="http://pg.webring.com/cgi-bin/members/blog.cgi?userid=9980432981352">instant approval on no cosigner car loan</a></b> program. Apply now.</font></p>nocreditcarloanshttp://www.blogger.com/profile/15448251495865686363noreply@blogger.com0tag:blogger.com,1999:blog-1320725324448780220.post-14131517602866134212013-02-25T00:52:00.002-08:002013-07-01T05:55:06.624-07:00No Credit Car Loans ensures ZERO Trouble in the Way of Your Automobile Dreams<div dir="ltr" style="text-align: left;" trbidi="on">
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nocreditcarloanshttp://www.blogger.com/profile/15448251495865686363noreply@blogger.com7tag:blogger.com,1999:blog-1320725324448780220.post-85008004425102501012013-02-24T22:03:00.000-08:002013-02-27T22:03:23.106-08:00Best Ways to Get APPROVED for No Credit Auto Loans with No Down Payment and No Co-Signer
<p align="justify"><font size="2" face="Verdana">“Has auto loans program become identical with car buying?” Most car buyers will agree and say that auto loan is the necessary devil. Many Americans believe that it’s difficult to get a car loan but it’s almost impossible to secure it with zero credit history. Well, you cannot be more off the mark.</font></p>
<p align="justify"><font size="2" face="Verdana">No credit auto loans program is available to every car buyer. The great news is that you can apply for no credit car financing even when you cannot manage a down payment or co-signer. Sounds like a fairy tale? It’s not. Read this article to know how to bag the best no credit auto loans program despite every trouble.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>What Factors are involved in getting Approval on my No Credit Auto Loan Application?</b></font></p>
<p align="justify"><font size="2" face="Verdana">For getting a no credit auto loan, you must know what aspects are considered by lenders. Once you are aware of the factors that decide your approval, you can easily use them to work in your favor.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>SSN</u></font></p>
<p align="justify"><font size="2" face="Verdana">Social Security Number is your identity. It will tell the lender everything about you. It will aid in establishing an opinion about you zero credit car loan application.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Credit Report</u></font></p>
<p align="justify"><font size="2" face="Verdana">Even if you have no credit score, lenders would still want to check your credit report. It is highly possible that a department store card has added few points on your credit report.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Income</u></font></p>
<p align="justify"><font size="2" face="Verdana">Even if you have no credit history, it’s okay. Lenders understand that you have never availed credit in your life. But, they require you to earn because it will help them in knowing your ability of making payments. If you earn more, then you can easily get approved for a bigger loan.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Employment Proof</u></font></p>
<p align="justify"><font size="2" face="Verdana">It is seen that few car buyers earn but they do not get pay-stubs and receipts. This can cause a problem because you won’t be able to find an Employment Proof. In such a scenario, you must ask your employer to issue an Employment Verification Letter.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Residential Information</u></font></p>
<p align="justify"><font size="2" face="Verdana">The logic behind asking for your residential details is simple. Lenders want to know if you are making regular payments of rent.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Down Payment</u></font></p>
<p align="justify"><font size="2" face="Verdana">A down payment amount reduces the car loan amount. Also, it helps the lenders in putting more trust in the equation. Once you make a down payment, your loan amount will come down significantly and will also reduce the chances of an upside-down loan.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Co-Signer</u></font></p>
<p align="justify"><font size="2" face="Verdana">Lenders often ask no credit borrowers to get a co-signer. With the co-signer in picture, risk factor reduces considerably.</font></p>
<p align="justify"><font size="2" face="Verdana"><u>Car Details</u></font></p>
<p align="justify"><font size="2" face="Verdana">If you have selected a car, lenders would want to know about it. A lender is giving you money for a depreciating asset and that’s why; he wants to be very sure of the car. You will have to provide details like car title, Vehicle History Report, etc.</font></p>
<p align="justify"><font size="2" face="Verdana">Now, you must remember that all these factors collectively decide your approval or rejection. If all the factors are in place, you can grab the lowest possible interest rates. Although, you must remember that it’s not at all necessary for you to have all the factors in positive light.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>I don’t have Down Payment. Can I get No Credit Auto Loans?</b></font></p>
<p align="justify"><font size="2" face="Verdana">Getting <b><a href="http://autoloansfornocredit.blogspot.com/">guaranteed approval on car loans with no credit</a></b> is easy. But, if you don’t have down payment, you must convince the lender of your financial capacity. You must explain your situation. He must be convinced that you are financially capable of making regular payments. You can use your income to make strong arguments and get <b><a href="http://autoloansfornocredit.blogspot.com/">no credit zero down payment car financing program</a></b>.</font></p>
<p align="justify"><font size="2" face="Verdana"><b>Is it really possible to get No Credit No Co-Signer Auto Loans?</b></font></p>
<p align="justify"><font size="2" face="Verdana">Most young car buyers face this problem. They have 0 credit score. Also, unavailability of someone with a good credit score to co-sign the loan makes it complicated. Many lenders understand this problem. So, they let you avail <b><a href="http://autoloansfornocredit.blogspot.com/">no credit no co-signer auto loans</a></b>. These loans are specifically designed for someone who wants to begin his credit journey without a co-signer.</font></p>
<p align="justify"><font size="2" face="Verdana">Now, that you have the exact knowledge of getting a no credit auto loan, don’t wait anymore! Apply with a reputed lender and make your car dream a reality!</font></p>
<p align="justify"><font size="2" face="Verdana">Rapid Car Loans offers low interest rates on no credit auto loans. Young car buyers can easily get <b><a href="http://www.rapidcarloans.net/">guaranteed auto loan approval</a></b> without down payment or co-signer. <b><a href="http://www.rapidcarloans.net/no_credit_car_loans.html">No credit auto loans</a></b> program with no cost and no obligation quotes – waiting for you. Apply now!</font></p>nocreditcarloanshttp://www.blogger.com/profile/15448251495865686363noreply@blogger.com4tag:blogger.com,1999:blog-1320725324448780220.post-85060357058595041282013-02-23T07:04:00.001-08:002013-02-23T07:04:52.963-08:00Zero Credit Auto Loans - How to Get Approved for Car Financing with Zero Credit History?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"><br /></span></span><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">A good credit score helps you get lower rates and affordable monthly payments. But, what happens when you have zero credit score? Does car buying become difficult for no credit borrowers? Thankfully, auto loans without credit score are available in America which makes it easier for people to get a car loan. You can easily build your credit score if you opt for a perfect car financing option. This article will help you secure that perfect low rate auto loan even with zero credit score.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><b><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Get Your Credit Report</span></span></b><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Even if few lenders have told you that you have no credit score, it is important that you check it. There are chances that a department card or a credit card might have earned some points for you. Checking your credit score is important because you don’t want anyone to con you. You can avoid fraudulent lenders and dealers who cheat innocuous credit borrowers under the pretext of no credit score by knowing your accurate credit score.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><b><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Set Your Limit</span></span></b><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Once you know your credit score, you must ascertain your budget. You cannot buy a car without thinking about payments. Irresponsible car buying often leads to repossession and bad credit score. So, know your requirements and then, set a budget. You should be ready with a maximum car loan cost that you can manage. You must also decide on payments. Calculate your income and expenses for knowing the amount.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><b><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Co-Signer Can Lower Risk</span></span></b><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">A co-signer is the person who is willing to pay-off your car loan if you are unable to do it. As it is a huge responsibility, most people shy away from it. But, if you can find someone with a good credit score to co-sign your auto loan contract, it can work wonders for you.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">When you have a co-signer, the lender will be assured of the safety of his money and will offer guaranteed approval with low rates.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><b><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Money Down Can Down Your Rates</span></span></b><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">If you can manage to make a down payment, your <b><a href="http://autoloansfornocredit.blogspot.com/">no credit car loans</a></b> amount will reduce. This will lower lender’s risk and he will start perceiving you as a responsible credit borrower. Once you put money down for buying a new car or used car, the lender knows of your financial capacity. This helps in getting instant approval.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">So, start saving money for making a down payment. Anything more than 10% is considered a decent amount by lenders.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><b><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Online Lenders</span></span></b><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Online lenders can be of immense help to obtain the zero credit car loans. Online auto financing will save time and money because everything is done at the click of mouse.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">Most online car financing companies have a large network of lenders and dealers. They also work with <b><a href="http://www.rapidcarloans.net/subprime_car_loans.html">sub-prime auto lenders</a></b>. This allows them to offer flexible rates. Individuals who have zero credit history can fill a simple car loan application on the website and get instant approval.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">When you apply with online auto lenders, it is important to compare car loan loans quotes. These websites usually have auto loan calculators which make it easy to calculate APR, exact monthly payments and total car loan cost. Don’t sign anything before reading the car loan contract.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;">All these tips can really help you in getting <b><a href="http://www.rapidcarloans.net/no_credit_car_loans.html">auto loans with no credit</a></b> history. Make sure that you take a well-thought decision because once you sign, it is going to have repercussions on your credit score.</span></span><br /><span style="font-size: small;"><span style="font-family: Verdana,sans-serif;"></span></span></div>
</div>
nocreditcarloanshttp://www.blogger.com/profile/15448251495865686363noreply@blogger.com5tag:blogger.com,1999:blog-1320725324448780220.post-35097843575405277512012-03-21T02:01:00.002-07:002013-02-27T22:07:12.718-08:00How to Finance a Car with No Credit History?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Verdana; font-size: small;">Are you frustrated
of the fact that your auto loan application is constantly rejected? You
filled out forms on several websites but no good came out of it. The
only reason that lenders give you is insufficient credit history.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">Well,
credit score is an important factor for financing a car. To establish a
good credit history, you need to make regular monthly payments. To make
payments, you first need to get loan. And a no credit history disallows
you to get easy car loans. This is a very frustrating cycle that continues.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">But,
you now have the option of breaking this horrendous cycle. You now have
the opportunity of building your credit score without wasting money on
outrageously high interest rates. You may think this is too good to be
true. But, there are several lenders who offer <b><a href="http://autoloansfornocredit.blogspot.com/">auto loans for people with no credit</a></b>.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;"><b>Why Do The Lenders Offer No Credit Car Loans?</b></span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">Lenders
know that lack of credit history doesn’t mean you are financially
incapable of making regular payments. It is definitely possible that you
don’t have a credit history because you never needed to avail credit
until now. Lenders also know that several people with no credit ratings
are young college students.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">They understand the importance of building a credit score and hence, offer <a href="http://www.rapidcarloans.net/no_credit_car_loans.html">zero credit auto loans</a>.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;"><i>Nothing Will Work Unless You Do - Maya Angelou</i></span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">Lenders
are ready to offer you car loans but you will also have to prove your
financial capability. As your credit score is weak, you need to improve
on other aspects.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;"><b>What Factors Are Considered By Lenders While Approving Your Loan Application?</b></span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">Your credit is one of the many factors considered. Others include:-</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">1. Employment</span></div>
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<span style="font-family: Verdana; font-size: small;">2. Income </span></div>
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<span style="font-family: Verdana; font-size: small;">3. Proof of residence</span></div>
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<span style="font-family: Verdana; font-size: small;">4. Down payment</span></div>
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<span style="font-family: Verdana; font-size: small;">5. Co-signer</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">So
if you are employed for over a year and have a stable income, you can
get zero credit auto loans. Generally, getting a co-signer becomes
difficult. So, lenders offer no credit <a href="http://www.rapidcarloans.net/no_cosigner_car_loan.html">no cosigner car loans</a>. But, like I said make other aspects strong to get more benefits.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;"><b>How to Check Your Credit History?</b></span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">Before applying for zero credit car loans, it is important to know whether you actually have inadequate credit history.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">According
to Federal Law, you are allowed to get one free credit report per year.
Go to freecreditreport.com in order to get it. There is a possibility
that a certain gym membership or departmental store credit card was just
enough to generate a credit rating.</span></div>
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<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;">You must know that if your Experian report says 9002 it means insufficient reporting to establish a credit score.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;">After you are sure of no credit rating, only then apply for zero credit auto loans. Otherwise, you can for the usual ones.</span></div>
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<br /></div>
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<span style="font-family: Verdana; font-size: small;"><b>How to Select an Auto Lender?</b></span></div>
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<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;">Choosing
the right lender is an essential step in building an excellent credit
score. This is because the lender is the only person who is going to
inform the credit bureau about your loan.</span></div>
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<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;">As
every lender has different requirements and criteria for approving
loans, it is essential that you apply on several websites. Once you fill
the form, the company sends your application to its network of lenders
and dealers who bid for it. After that, the best offer is selected for
you.</span></div>
<div align="justify">
<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;">When
you apply on many websites, it is obvious that you will have the
decision power in your own hands. In order to do so, don’t just
concentrate on comparing monthly payments. According to the law, every
lender is required to mention APR (Annual Percentage Ratio) in the loan
contract. It will help you to know the exact cost of loan per year.
Also, evaluate the lending terms and conditions. If the lender has a
pre-penalty clause, you must stay away from him.</span></div>
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<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;"><b>What Should I Do If I Get High Interest No Credit Auto Loan?</b></span></div>
<div align="justify">
<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;">It is unlikely that you get high interest loan. But, even if you avail an unaffordable financing option, you can always go for car refinance. After making few payments, there will be an increase in your credit score. Check it beforehand and then apply for refinance.</span></div>
<div align="justify">
<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;">Do remember, “With smartness and patience, everything is possible”. So go ahead, avail an <a href="http://www.rapidcarloans.net/no_credit_car_loans.html">auto loan for no credit history</a> and enjoy the comfort of your car.</span></div>
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<br /></div>
<div align="justify">
<span style="font-family: Verdana; font-size: small;"><span style="font-family: Verdana; font-size: small;">Rapidcarloans.net
believes that every individual must have the privilege of enjoying the
comfort of car. Hence, we offer car financing for no credit history.
Apply for <a href="http://www.rapidcarloans.net/guaranteed_car_loans.html">guaranteed auto loans</a> on our website and enjoy the most competitive interest rates.</span></span></div>
<div align="justify">
<br /></div>
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<span style="font-family: Verdana; font-size: small;"><span style="font-family: Verdana; font-size: small;">Best of Luck!</span></span></div>
</div>
nocreditcarloanshttp://www.blogger.com/profile/15448251495865686363noreply@blogger.com9tag:blogger.com,1999:blog-1320725324448780220.post-36042727150182778862012-03-20T01:48:00.000-07:002013-03-12T23:31:46.884-07:00BLOG DIRECTORIES and DIRECTORIES<p>--------------------------------------BLOG DIRECTORIES------------------------------------------</p>
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<p><a href="http://a1seodirectory.com/">Online Web Directory</a></p>
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<p><a href="http://supremelink.info/">supremelink info</a></p>
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<p><a href="http://seowebdirectoryonline.info/">Online Web Directory</a></p>
<p><a href="http://myonlinewebdirectory.org/">Online Web Directory</a></p>
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<p><a href="http://www.crazylinks.org/">Crazy Links | Human Edited Web Directory</a></p>
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